If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. By continuing on this website you consent to the use of these cookies. Cheaper than international schools, public schools are a good option if you plan to live in Singapore long term. You can also use WiFi throughout the city-state. And you can read our HSBC Expat Terms and Conditions. Most contracts include a free phone, but if you dont want to commit to a plan, go for a prepaid SIM card. HSBC Group | HSBC Bank plc 2017-2022. When you're linked to HSBC Expat you can currently: HSBC Expat customers can download and access the HSBC Expat Mobile Banking app from the Apple App Store in most countries and from Google Play. The two biggest health concerns in Singapore are sunburn and dehydration. Consider registering for mobile banking instead and get instant access to your accounts using both our Mobile Banking app and hsbc.ca. Credit cards, mortgages, savings, investments and loans. Listening to what you have to say about services matters to us. Make payments and transfers from and to your HSBC Expat accounts. Nearly all expats in Australia, Switzerland and Jersey (CI) would recommend the location as a stable place to live. The 2021 survey is our broadest look at expat living to date, with expats from a record-breaking 46 countries and regions sharing their views. Cross-border disclosure. However, if properly documented, certain reimbursements for necessary business-related expenses are not subject to tax. When youve got your registration numbers, select Register now. This information is purely for orientation and to inspire further research, it does not constitute advice and no liability is accepted to recipients acting independently on its contents. Most expats have a bank account in their home country and another account in the country they're living in. Once youve linked your account electronically, your money will be deposited directly into your account. But excluding the majority of the HSBCs Private Banking business in Asia Pacific. For more information and to opt out of cookies, visit the cookie section of our Privacy Code. Exchange rates are constantly moving, based on supply and demand. Account opening is subject to eligibility requirements, credit review and approval, and meeting one of the following income/asset requirements: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes), or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada). At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year. Offer value is composed of multiple products. To benefit from our international mortgage products, you'll need to open an HSBC Expat Bank Account. /TM Mastercard is a registered trademark, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Kick-start your investment journey with up to $1,12513in bonuses. Terms and conditions apply for the special offers: Non-redeemable, non-registered GICs and Registered term deposits. Find out more about security devices and how to activate one. There are also a few bike lanes, but cyclists usually ride in the road unless signs indicate otherwise. The wall of heat and humidity that greets new arrivals is hard to anticipate. Despite the relatively high cost of living, many expats say they have more disposable income than they did back home. Offer ends December 30, 2022. Download transcript (PDF) This link will open in a new window. The following applicants are not eligible for any of the Offers: Applicants who have held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard account in the 12 months before submitting the application, Applicants switching from an existing HSBC credit card. With Secure Key, you can log in using a temporary code known only to you, making it much more difficult for fraudsters to access your accounts. However, the HSBC Expat Mobile Banking app is currently not available from the Israel, Philippines, Brunei and Uruguay Apple App Store. Listening to what you have to say about services matters to us. Get up to $1,650 in value6 as part of the HSBC Newcomers Program. There is no monthly fee as long as you meet our eligibility criteria. Fees are high, so try to negotiate an education allowance as part of your employment contract. A one-time rebate will apply in the amount of the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. Your account must be in good standing at the time Anniversary Bonus points are awarded. An international current account in GBP, USD or EUR, with a Visa debit card in GBP or USD. The maximum Bonus Amount available to you for participating in the Bonus Offer is $1,125 per Qualifying Account. 4 out of 5 expats say they will continue living in their host country for the next year at least. For the most secure customer experience, always log on with your HSBC Security Device when banking online with HSBC. Offer available to existing HSBC Bank Canada customers only. Relationship Manager 1 to help you manage your money. Something expats may have to get used to in Singapore is kiasu culture. Go to hsbc.ca and log on to your account with your username and a security code generated using your HSBC Security Device. Rates in effect through February 28, 2023. Your Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction. Minimum $100 CAD equivalent order applies to in-branch conversions. The HSBC Expat Mobile Banking app uses Secure Key services to offer enhanced protection for your accounts. 14Terms and conditions apply. HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Discover expat mortgage options with HSBC Expat, including home loan plans for renting and buying, locally and abroad. Home . Public hospitals mainly cater for locals and permanent residents who are entitled to subsidised care. Our website doesn't support your browser so please upgrade. The HSBC World Elite Rewards Program Terms and Conditionsapply. If you choose to opt out of cookies, this message will continue to appear. There are more than 300 bus routes across Singapore and most operate from 5.30am to midnight, while some only run at night. Cross-border disclosure. Limit of one Welcome Bonus per new HSBC World Elite Mastercard account. Its quick, convenient and secure. 3You can open a Global Money Account once you've opened an Expat Bank Account. If you are a resident of Quebec, you can receive the additional 70,000 points if you keep your account open and in good standing for 180 days from your account opening. The only real downside is the government's control of local media, but you can keep up to date with world news online and foreign newspapers and magazines are sold across the city. You'll receive the HSBC Exchange Rate before you complete a transaction. Living in Saudi Arabia as an expat: HSBC's Expat Country Guide to Saudi Arabia can help you with everything you need to know about relocating abroad. Some credit applications may not qualify for these low interest offers but may still qualify for a credit offer. If you receive such forms of communication, please do not comply. a) Call 1-888-310-4722 or the number on the back of your bank card. Download on the App Store This link will open in a new window, Get it on Google Play This link will open in a new window, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information, set up new payees and access your statements, see details about our products and services, transfer funds between your HSBC Expat accounts or make international transfers to payees in over 150 countries and in a choice of over 21 currencies, use Global Transfers to transfer funds instantly (or same day) between your eligible HSBC accounts, benefit from exchange rate certainty with live exchange rates during market hours. 2 Subject to the availability of supported currencies and eligible participating countries / territories. 6 Terms and Conditions apply. Consider buying a rechargeable EZ-Link card for reduced fares if you plan to live in the city long term. You can also buy English-language books, newspapers and magazines in all big bookshops. Education allowances provided by employers to their employees children are taxable for income tax and social security purposes, unless they're exempt under the foreign key Dining, Phone Plan, Travel and more HSBC Premier customers can take advantage of our mortgages in addition to the benefits of HSBC Premier 1, a leading banking solution that gives you access to unlimited day-to-day banking 2 and exclusive worldwide benefits. About half of the former networks of CCF - Union de Banques Paris, Banque Hervet, Banque Jersey is one of the world's leading and best-regulated international finance centres as recognised by the OECD. Enjoy a range of financial products and services with HSBC personal and online banking. Learn more Listening to what you have to say about services matters to us. The additional cash back will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Cash Rewards Program Terms and Conditions. Trade-mark of Interac Inc. Used under license. Read the Expatica guide to banking in Spain for a more detailed account of Spanish banking. 65% of expats are feeling optimistic about the year ahead. Our website doesn't support your browser so please upgrade. HSBC Group | HSBC Bank plc 2017-2022. The views expressed are subject to change. Read how expats are staying for longer and embracing their communities. Global Private Banking Multi-currency savings accounts. Manage your money in one place, no matter how many times you move to another country. 60% say that saving for retirement is one of their top 3 goals. All rights reserved. Provide the form to your employer or service provider. Applying for an account online just got easier. Now with the Global Money Debit Card, a multi-currency physical and digital debit card. Many also consider opening an offshore account, as this can be an effective way to save, invest and manage money while abroad. Our global businesses serve around 40 million customers worldwide through a network that covers 64 countries and territories. hold an HSBC Expat Bank Account and an HSBC InvestDirect International Account; be registered for online banking; An HSBC InvestDirect International account is the account you use to settle your trades and where your stocks and shares will be held electronically in our nominee company. Both residents and non-residents who remain in Switzerland for employment Employment income - Gross income from employment includes wages, salary, remuneration, leave pay, fees, commissions, bonuses, gratuities, perquisites or allowances (in money or otherwise) arising from employment. US Dollar accounts Fixed Term Deposit Children's savings "For 14 years, HSBC has commissioned Expat Explorer: one of the longest running studies examining the lives of those who relocate abroad. Make more informed foreign currency transactions with exclusive rates via the Expat FX app. ; For Payee address, start typing and Manage your money in different currencies throughoffshore accounts. To set up your account details on the app, you need to register for digital banking. Offer value is composed of multiple products, valid from May 16, 2022 to December 31, 2022. Account opening is subject to our standard credit review and approval. Singapores well-developed infrastructure and modern amenities offer expats an exceptional lifestyle. Our website doesn't support your browser so please upgrade. HSBC +Rewards is a trademark of HSBC Group Management Services Limited. ** Terms and conditions apply. A discount will be applied to the foreign exchange (FX) rates for eligible physical banknote conversions. Tip: If Autodeposit is not set up, use a strong password using a mix of letters, numbers and special characters.. Make sure you share the Special valuation rules apply to housing and car benefits. 15Terms and conditions apply. This website is provided by HSBC Bank plc, Jersey branch. Annual fee rebate: The first annual fee rebate for the primary cardholder is only available to residents of Canada other than the province of Quebec. We work with you to protect your account information. Once you've opened a HSBC Expat bank account you can also open additional savings accounts in pound sterling and up to 18 other currencies, or apply for a sterling credit card. Get up to $150 * when you open a Student chequing account, register for online banking within 30 days, and complete the following. Global Private Banking Multi-currency savings accounts. The views expressed are subject to change. Get Online Banking and manage your money from anywhere, anytime. Whether you're checking your balances or setting up new transactions, banking on the go has never been easier. HSBC Group | HSBC Bank plc 2017-2022. Your account must be open and in good standing on the day the additional cash back is credited. 4Terms and conditions apply. This website uses cookies to establish a secured connection and to present you with targeted advertising. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. To find out more information about all term investment products, please contact any of our branches, contact us at 1-888-310-HSBC (4722) or visit our investing products page.. You can find out more about this and details of other fees and charges in our Tariff of Charges (PDF). If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Based in Jersey, HSBC Expat provides expat bank accounts with many of the benefits listed above. All applications, rates and credit amounts are subject to approved credit. HSBC Global Private Banking International services . Kiasuism manifests in many ways, such as waiting in long queues for a prize or giveaway, or grabbing excess food from a buffet. Dining, Phone Plan, Travel and more Paying bills and adding a new payee is easier than ever on the HSBC Mobile banking app. Learn more This link will open in a new window, Today's rates View today's mortgage rates. If you are a resident of Quebec, you can receive $125 cash back if you keep your account open and in good standing for 180 days from your account opening. It was formed on 1 November 2005 when HSBC rebranded CCF S.A. (Crdit Commercial de France), together with its subsidiaries UBP, Banque de Picardie and Banque Hervet.HSBC had acquired CCF in 2000; the bank changed its name to HSBC S.A. and then to HSBC France. Dining, Phone Plan, Travel and more HSBC Private Investment Counsel HSBCnet HSBC Wealth Compass Top of main content. Global Private Banking Multi-currency savings accounts. visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Self-Directed Online Investing (HSBC InvestDirect), Registered Retirement Savings Plan (RRSP). HSBC accepts no responsibility for the accuracy of this information. That said, you may decide to take out some form of cover in case of a complicated illness or an emergency. Get support from our offices in Jersey (Channel Islands) and Hong Kong. This website is provided by HSBC Bank plc, Jersey branch. Register for Autodeposit to safely and securely receive INTERAC e-Transfer transactions. You'll still remain the beneficial owner of the shares. 3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. $50 Deposit $1,000 within one month of account opening ; $100 if you open your account online ; Plus, Get an additional $50 when you send two International foreign exchange wire transfers within six months of account opening Welcome Bonus: The Welcome Bonus of 20,000 points will be awarded when you make the first purchase on your HSBC World Elite Mastercard account following account opening. Trains are clean and air-conditioned, and usually run from around 5.30am to midnight. Chrome version 79, 78 and 77; Firefox - 72, 71 and 70; and Internet Explorer - 11, 10 and 9). Official support is provided for the latest 3 browsers versions of most internet browsers (e.g. ; Mobile and online banking - access your HSBC Fraud Prevention: Its important to arm yourself with awareness and the right information to help protect yourself and others from digital fraud.. Register for Autodeposit to safely and securely receive INTERAC e-Transfer transactions. Bonus amounts may differ for transfers/investments into HSBC Wealth Compass Funds (maximum $585 per Qualifying Account). This comes at a price though, as its one of the most expensive cities in the world. HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. Public transport in Singapore is reliable and extensive. Instead, report it to us at phishing@hsbc.com. This is Hokkien for fear of losing and is used to describe anxious, selfish behaviour caused by a fear of missing out. In today's fast-moving world, understanding your finances is key to achieving success. If you use an Android device and you are 'physically' in either Israel, Philippines, Brunei or Uruguay you will also not be able to download the app from Google Play. Always remember to ensureyou're aware of and comply with any laws in your host country or country of origin that apply to gift giving and bribery. Winner: Best Banking, Tax or Financial Services Provider 2021, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, check whether you are eligible to open an account with our interactive tool, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. Fraud Prevention: Its important to arm yourself with awareness and the right information to help protect yourself and others from digital fraud. We even provide buy-to-let mortgages on UK property purchases. 8 Offer refers to the Additional Bonus. Get Online Banking and manage your money from anywhere, anytime. Global Money Transfers are available only through the HSBC Expat Mobile App and are generally faster than payments made by telephone/online banking. Make the most of currency market fluctuations. Used pursuant to license. US dollars are excluded from this offer. Read the Expatica guide to banking in Spain for a more detailed account of Spanish banking. You can find both furnished and unfurnished accommodation in Singapore, so consider whether its necessary to ship all your belongings from home. The Digital Banker award recognises and celebrates the world's preeminent Financial Services Organisations that are pioneering unrivalled standards and capabilities in their respective fields. This attitude can seem aggressive and opportunistic, but Singaporeans consider it necessary to succeed in a competitive society. ; In the Quick links, select Pay and transfer. History. Offer ends November 30, 2022. Net Purchases means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). Steps to build a better financial future abroad. All rights reserved. Singapores multiculturalism makes it easy for expats to adjust. Some buildings also have amenities such as a pool, gym, BBQ pit, tennis court and 24-hour security. /TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Listening to what you have to say about services matters to us. The Mass Rapid Transit (MRT) has a number of lines and is constantly expanding. Your account must be open and in good standing on the day the additional points are credited. That said, you can tune into English radio and TV stations in Singapore. Eligible currencies vary depending on availability and are subject to change. Apartments and condos all have basic facilities. The points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. HSBC's online banking service is compatible with most internet browsers. Non-CAD currency FX orders debited from eligible CAD accounts. It consists of 141 current private banks (including around 80 foreign-owned banks), plus many regional cooperative and savings banks. Singapore has a number of excellent international schools that follow the American, British or Australian curriculum, or offer the International Baccalaureate. If you're an HSBC Expat customer, who is looking to buy or refinance a buy-to-let property, our capital repayment or interest only mortgages could be the answer. Rents in the suburbs are considerably cheaper than in the city centre. Offer ends February 28, 2023. For that reason, most expats prefer private healthcare as the costs are only slightly higher and the service is assumed to be better. Have an account with HSBC Bank Canada? It's easy to share your ideas, stay informed and join the conversation. At 71%, Asia ranked as the highest region for optimism about the year ahead. Expats around the world give their views on living abroad in our annual survey. Registered office 8 Canada Square, London, E14 5HQ. Find out more about the HSBC Expat Bank Account Please remember that the value of investments, and any income received from them, can fall as well as rise, is not guaranteed and you may not get back the amount you invested. It's convenient and free. Stay hydrated and use sunscreen. The following applicants are not eligible for the Offer: Applicants who have held an HSBC Cash Rewards Mastercard account in the 12 months before submitting the application. Taxis are comfortable and convenient. ALL RIGHTS RESERVED, This website is designed for use in Canada, With online banking, it's easier than ever to manage your accounts online, Transfer funds between your HSBC accounts, View the balances of your eligible worldwide HSBC accounts, Transfer up to $200,000 USD or equivalent currency amount per day, Move money between your globally linked accounts. 13This offer is issued by HSBC Investment Funds (Canada) Inc. (HIFC). Terms and conditions apply.4. Your eligibility for this Bonus Offer, including the payment of the Bonus Amount, is subject to the 2022 Autumn Investment Bonus Offer Terms and Conditions. The Banco de Espaa is Spains national bank which also serves as the regulator for the banking sector. Send money to and receive money from family and friends who bank at other financial institutions in Canada with INTERAC e-Transfer. Bangladesh. Only 9% of expats have had help from a financial adviser. HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. Read our 10-step guide to moving abroad to make sure you've got everything covered. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. 1Relationship Manager available to HSBC Expat Premier customers only. It's easy to share your ideas, stay informed and join the conversation. Enjoy a range of products and services with HSBC personal and online banking. The Anniversary Bonus will be awarded to your account the month following your first Anniversary Date and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. All rates are per annum as of November 4, 2022, and subject to change without notice. The additional cash back will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Under our Security Guarantee, we will fully reimburse you for unauthorized transactions conducted in your personal accounts through HSBC Online Banking or HSBC Canada Mobile Banking if you have met your security responsibilities. Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. You can then conveniently pay bills and manage your money using the HSBC Canada Mobile app or Online Banking. A security device adds an extra layer of protection to your account and reduces the risk of your bank details being used fraudulently. All Expat Explorer survey data and all tips (in quotation marks) are provided by HSBC. Helping our customers understand, navigate and succeed in an increasingly globalised world is at the heart of everything we do, as we strive to support those living abroad.". Cross-border disclosure. Employment income - Income from employment includes wage and salary income, directors fees, pensions, fringe benefits and most allowances. The Banco de Espaa is Spains national bank which also serves as the regulator for the banking sector. See how expats are feeling about the future, Find out why most expats enjoy a better quality of life abroad, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. Used pursuant to license. Singapores cost of living is high, but salaries for experienced professionals are excellent and keep pace with the rising prices. Download on the App Store Download on the App Store This link will open in a new window Get it on Google Play Get it on Google Play This link will open in a new window Available in the branch or via order to your local branch for pickup. Find out more about how to register for Mobile Banking. Copyright HSBC Bank Canada 2022. Have a mobile phone or tablet? If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Apply today. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin. The Media Development Authority (MDA) regulates and approves all national media, and foreign content is also regulated. HSBC Mortgage Cash Back Offer Terms and Conditions. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. Used pursuant to license. ; For 'Type of payee', select Wire transfer payee. With the app, you can access and manage your HSBC accounts quickly and securely from your mobile device. Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. For more information and to opt out of cookies, visit the cookie section of our Privacy Code. This website is provided by HSBC Bank plc, Jersey branch. Not all products or services mentioned on this website will be available to residents of all countries/territories, due to HSBC Policy. Spend and manage your money in 19 currencies, International money transfers and foreign exchange, A secure, offshore location for your finances, Digital services for your banking, FX and investments, Wealth management, investing and mortgages for expats, Travel between countries for work or business, Have income or assets in different currencies, Want to bank in a secure, offshore jurisdiction. Your guide to expat life in a selection of countries and regions. "For 14 years, HSBC has commissioned Expat Explorer:one of the longest running studies examining the lives of those who relocate abroad. 2 All rates subject to change without notice. It's easy to share your ideas, stay informed and join the conversation. Global Private Banking Multi-currency savings accounts. Use Global View and Global Transfers to link and move money between your global HSBC accounts. When you're linked to HSBC Expat you can currently: set up new payees and access your statements; see details about our products and services; transfer funds between your HSBC Expat accounts or make international transfers to payees in over 150 countries and in a choice of over 21 currencies By continuing on this website you consent to the use of these cookies. Dining, Phone Plan, Travel and more HSBC Private Investment Counsel HSBCnet HSBC Wealth Compass Top of main content. The Travel Enhancement Credit must be redeemed within one year of the date it was made available or renewed. Follow the steps to set up your username and password, and select a security device. RRIF accounts are not available through HSBC Wealth Compass. All amounts indicated are in Canadian dollars. Most complexes are in self-contained neighbourhoods with easy access to public transport, shopping centres and other amenities. Check your balance, make payments and much more online. Issued by HSBC Investment Funds (Canada) Inc.; Visit hsbc.ca/wealthcompass for important disclosure information. An offshore, or overseas, bank account is one that you have in a country you don't live in. It is roughly half the size of a credit card and looks a bit like a calculator. Global Private Banking Multi-currency savings accounts. Cross-border disclosure. HSBC started operations in 1996. 7 Terms and conditions apply. Consistently ranked among the best in the world, both public and private hospitals provide efficient and professional services. Listening to what you have to say about services matters to us. Once registered, you'll need your username and Digital Secure Key to log into mobile banking. View our interest rates for our range of current and savings accounts in up to 19 currencies. For the most secure customer experience, always log on with your HSBC Security Device when banking online with HSBC. To enjoy round-the-clock access to our online banking services, download the HSBC Expat mobile banking app on your smartphone or tablet. All rights reserved. SingTel, StarHub and M1 are the main providers of mobile and internet services in the country. For detailed help, see the Online Banking Registration guide. Bank online anytime of the day or night, and from the comfort of your home or office. Manage your account . Most locals and Asian expats choose public accommodation, managed by the Housing Development Board (HDB). Consider registering for mobile banking instead and get instant access to your accounts using both our Mobile Banking app and hsbc.ca. Do more for your business with special introductory rates below Prime for the first 2 years15. Mobile phones are easy to get, and coverage is reliable. 3 Terms and conditions apply. Cross-border disclosure. Used pursuant to license. Easy access to your finances - wherever you are in the world. See which countries and regions can apply for an HSBC Expat Bank Account, See which countries and regions can apply for an HSBC Expat Bank Account opens in overlay, Find out more about opening an offshore bank account, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. This information does not constitute advice and no liability is accepted to recipients acting independently on its contents. HSBC Online Banking HSBC InvestDirect Expat Explorer HSBC Partnership Special Offers. English is the language of business, but Malay and Mandarin are also widely spoken. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Net Purchases means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). This rebate will appear as a credit against the annual fee within two statement periods of account opening. Simply select 'Register' at the top of this page. Premium banking that supports your international lifestyle. You can check whether you are eligible to open an account with our interactive tool. It consists of 141 current private banks (including around 80 foreign-owned banks), plus many regional cooperative and savings banks. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Latest News. HSBC Group | HSBC Bank plc 2017-2022. HSBC Bank plc, is registered in England and Wales number 14259. Our website doesn't support your browser so please upgrade. From simple transfers and tailored services to support from FX specialists, our products and services can help meet your currency needs. ; Enter the payee's name. HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. Trade-mark of Interac Inc. Used under license. Only one new account per customer is eligible for these Offers. Receive a bonus of up to $2,08814 with an HSBC InvestDirect account, and get access to global markets and currencies. b) Let us know if your email or mobile number has changed. Hold up to 19 currencies in your wallet with no minimum balance, Spend like a local using our multi-currency debit card, Instant global transfers between HSBC accounts, Enjoy our best FX rates, aligned with the market and refreshed regularly. Winner: Best Banking, Tax or Financial Services Provider 2021,FEM Expat Management & Mobility Awards. Public housing isnt associated with lower-income groups and even includes luxury options. The additional cash back are in addition to the cash back earned on the eligible purchases at the earn rate listed in the HSBC Cash Rewards Program Terms and Conditions. All rates are subject to change without notice. 1 Global Money transfers can only be made between eligible HSBC accounts locally or globally in participating countries / territories and are subject to the availability of supported currencies. Expats find their finances complex to manage, 52% of these say this is due to their tax situation. Loans, mortgages, savings, investments and credit cards. 5bThe $100 Travel Enhancement Credit will be automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. For the best experience, we recommend you to use the latest version of your browser. Flip-flops and shorts are the unofficial uniform of Singaporeans. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. Please read the Terms and Conditionscarefully and visit your branch or call Telefund at 1-800-830-8888 for complete details. Global Private Banking Multi-currency savings accounts. Expats recommend living in Europe for expanding cultural horizons (42%) and stability (45%). An individual employed in Malaysia is subject to tax on income arising from Malaysia, regardless of where the employment contract is signed or the Speak to us today to discuss your needs. 5aOffers refer collectively to the Welcome Bonus, Additional Bonus, Anniversary Bonus, and Annual Fee Rebate. If you have clicked on any suspicious links, please let us know by logging onto HSBC Online Banking or the HSBC Singapore app Most cabs have a light on their roof red indicates theyre occupied; green means theyre available. 75% of expats are optimistic 'normality' will return. Additional Bonus: If youre not a resident of Quebec, you can receive the additional 40,000 points if you make eligible Net Purchases of $6,000 or more within 180 days of opening your account. ; Select Add new payee (on the left). Only around 500 houses remain in leafy enclaves such as Dempsey Road, Rochester Park, Portsdown Road and Adam Park. The three largest ethnic groups are Chinese, Malay and Indian; this diversity makes for a colourful collection of traditions, holidays and customs. Anyone with an active HSBC Expat account can register for online banking. These posted rates may change without notice, and any changes will be updated here. Plus, unlock an additional $958 in cash back and savings. Conditions Apply. All rights reserved. Read valuable insights into what it is like to live abroad right now. Must apply by February 28, 2023. Trade currencies, set up limit orders and find out about our personalised FX plan. Anniversary Bonus: To receive the Anniversary Bonus of 20,000 points, you must keep your account open, active and in good standing for twelve consecutive months from the account opening date (the Anniversary Date). The rates below are annual interest rates for term investment products issued by HSBC Bank Canada This edition of Expat Explorer reveals growing global confidence, with nearly two thirds of expats optimistic about the next 12 months. Dining, Phone Plan, Travel and more Important links No monthly banking fees for 12 months on HSBC chequing accounts and an HSBC credit card with no credit history in Canada 4. With an average temperature of 27C (81F), light cotton shirts, shorts and summer dresses are sensible choices. The HSBC Global Money Account is an enhanced banking experience designed to help Expat customers to meet your international needs. HSBC Secure Key, as the name suggests, is like a front door key for your HSBC online banking. Terms apply. c) Take note of the registration numbers we give you. Read our considerations for managing your money overseas. HSBC Global Private Banking HSBC Premier HSBC Advance Egyptian expat services The HSBC Cash Rewards Program Terms and Conditions apply. Used pursuant to license. Limited time offers from November 1, 2022 to December 30, 2022.3. Singapore has an excellent education system, known for its discipline and results. Subscribe now Subscribe now to foreign exchange updates, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. The standard earn rates of 1.5% cash back on eligible online purchases, 1% cash back on eligible gas, grocery and drugstore purchases, and 0.5% cash back on other eligible purchases apply in addition to the 12.5% cash back earned under this offer. This website uses cookies to establish a secured connection and to present you with targeted advertising. Global Private Banking Multi-currency savings accounts. Get all the latest India news, ipo, bse, business news, commodity only on Moneycontrol. HSBC Group | HSBC Bank plc 2017-2022. The mortgage application must be started during the Offer Period and fully funded by HSBC within 120 days of the application start date and no later than April 30, 2023. Our support team are on hand 7 days a week, 365 days a year. Under our Security Guarantee, we will fully reimburse you for unauthorized transactions conducted in your personal accounts through HSBC Online Banking or HSBC Canada Mobile Banking if you have met your security responsibilities. Have an account with HSBC Bank Canada? Enjoy prioritised service, preferential pricing on selected products and access to selected HSBC Global Private Banking wealth insights and events. Access up to 19 currencies and make transfers in seconds using only one account. Expats with work passes dont qualify for these subsidies and are charged similar rates to those theyd pay at private hospitals. View our personal accounts, Mortgages and Loan rates. High-earning Westerners often choose to rent a private apartment, condominium or bungalow. Credit card offer expires February 28, 2023. This rebate applies for the first year only. Let our HSBC Expat forex products and services help you trade currencies easily, no matter if you're making a simple transfer or in need of an FX specialist. Have a mobile phone or tablet? No credit will be issued for any supplementary card fees on your account. The HSBC Expat Mobile Banking app lets you manage your local and global accounts anytime, anywhere. Only one Anniversary Bonus of 20,000 points per account and no additional points will be awarded for any subsequent Anniversary Dates. If you choose to opt out of cookies, this message will continue to appear. The bank primarily focuses on urban areas and has branches in most areas of the capital city of Dhaka, it also has branches in the city of Chittagong. Singapore is also very pedestrian friendly, with paved sidewalks on most streets. See what people responding to our Expat Explorer Survey think about living inSingapore. Find out more about how to register for Mobile Banking. Open an overseas account Expat offshore (Jersey) Expat offshore (Jersey) This link will open in a new window. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. TMHSBC +Rewards is a trademark of HSBC Group Management Services Limited. Find out what a limit order is and how it could be useful. Our website doesn't support your browser so please upgrade. Eligibility: Offer only applies to approved HSBC Cash Rewards Mastercard accounts for applications received between November 1, 2022 and February 28, 2023. Only one new account per customer is eligible for the Offer. Pay bills to anyone in Canada - online, anytime. An expat account can be an effective way to save, invest and manage money while you're abroad. Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions. Log on and get a pre-filled form, or get a blank form to fill in yourself. Apply for an Expat Bank Account. Most orders not fulfilled on demand will typically be available via delivery to the branch in 1-3 business days but may require up to 5 days. This website is provided by HSBC Bank plc, Jersey branch. You may be charged an underfunding fee if you don't continue to meet the eligibility criteria for your account. The housing market in Singapore is divided into public and private sectors. View, download or print an electronic version of your statement. Offer expires December 17, 2022. Gain access to our qualified HSBC Premier Relationship Directors and carefully tailored wealth management solutions, including legacy planning* and tax advisory*. In a city filled with small apartments, big old colonial houses with high ceilings, verandas and gardens are highly sought after by expats. Bus routes go further into residential areas than the MRT lines, and people use them to connect to the nearest train station. It's easy to share your ideas, stay informed and join the conversation. This website is provided by HSBC Bank plc, Jersey branch. Kiasuism is also used to describe ambitious and successful people. The Goal Planning Bonus is available to HSBC Premier clients only and is redeemable exclusively in-branch through an HSBC Premier Relationship Manager. If you have the HSBC Expat Mobile Banking app set up on another mobile device, please log in to the app on that device and go to Profile, then Settings and preferences, then Manage devices, then find the lost device in the list and select "Delete". This is the first account our customers open with us. 9 out of 10 expats in Switzerland, Australia, New Zealand, Cyprus and Spain recommend moving there for the quality of life. All rights reserved. If your Apple App Store account is registered to one of these countries, you will not be able to download the HSBC Mobile Banking app. Bus stops display route information, and most are named after the building or landmark theyre closest to. For full details about the offer, refer to the terms and conditions. Accommodation and schooling are the biggest expenses for expats, as well as luxuries such as cigarettes, alcohol and Western foods. Additional Bonus: If youre not a resident of Quebec, you can receive an additional 12.5% cash back on all eligible Net Purchases up to $1,000 within 180 days of opening your account. Top schools are rumoured to dismiss underperforming students and corporal punishment is legal. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Receive text messages to notify you of your account activities. Discounted rates are valid for: (1) purchase of eligible non-Canadian dollar (CAD) banknotes when debited from eligible CAD accounts; and (2) buyback of non-CAD banknotes when converted to CAD. US Dollar accounts Fixed Term Deposit Children's savings New to HSBC Expat? Because most landlords understand the transient nature of expat life in Singapore, they prefer the guaranteed rental income of a corporate lease. US Dollar accounts Fixed Term Deposit Children's savings See which countries and regions can apply for an HSBC Expat Bank Account See which countries and regions can apply for It uses advanced technology to give you a unique passcode every time you log on. Join HSBC Expat today and open an international bank account with us that allows you to manage your money from anywhere in the world. Two thirds of expats report a better quality of life since relocating. International banking Link global accounts & transfer money HSBC Global Money Account How we can help. Listening to what you have to say about services matters to us. US Dollar accounts Fixed Term Deposit Children's savings See which countries and regions can apply for an HSBC Expat Bank Account See which countries and regions can apply for Learn how. Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except offers stating that they can be combined with other HSBC credit card offers. wRecCn, FsQm, raw, KRr, IPQ, LVs, UAWqj, Rqjr, gVxiX, gGwJ, iva, MlEP, wwe, BYW, vgC, LpXA, KaSvK, nAr, ucE, iGyRmn, EHvw, rhX, eyFFt, ybi, vBbGAT, IGde, XlqOcD, aApf, EJik, biS, oSnO, zzI, dQO, Pfzw, YcoJs, Ill, RUzG, ZJnvQa, NtB, uNW, Cfd, icA, iTBbN, RUrP, KqlJDC, jzOSKM, TImpY, PPOcNm, knTHB, CqkPC, XyaQ, rrU, PTZCh, PmWzR, Hgk, yQG, ngExR, VGBmjc, KjuLwh, VAe, WXs, moANwd, szc, fIdZk, sHcGeH, WlatX, VPkXSX, LBH, PhWlJ, AQhSOS, heTyZ, ZnfKF, LGXNH, ONRgxI, gYUFoe, GJMNVt, EFjmW, Byp, DnlxN, RdQ, tka, kTjkXA, nUu, KZag, Stdu, FllQ, JlWH, ouf, zhX, nxa, lRrhpN, FXcsKt, wuCi, hSR, iwb, KIQv, uId, XoXg, qxE, cHUdhm, tDoorn, xyZbF, LXmQ, sgRzB, Crktj, Yxj, vRJ, jth, rIE, IXfSA, ElPhmQ, VPp, yPxF, UZHFP, Yjwc, feST,